Any accident involving an automobile has the potential to be painful – both physically and financially – affecting your ability to lead a healthy, active life. The following highlights the five common mistakes people make if they are unfortunate enough to be involved in an accident.

  1. Not seeking medical attention immediately. Even if your injury appears minor, seeking medical attention is very important. A doctor can professionally assess the full extent of the injury, preventing potentially bigger problems from arising in the future. Seeking medical attention straight away is also beneficial for your accident claim, as medical statements are a crucial part of your case.
  2. Speaking about an accident without caution. Anything you say after an accident can be used to devalue your claim. Even a simple “I’m ok” can be used to discount your injuries. It’s better to say very little than have your words used against your claim later. Decline answering questions by saying you need to talk to your lawyer first.
  3. Not gathering ALL the important information at the scene. Being involved in an accident can be a shock and of course you want to be medically checked as soon as possible. However, it is also very important to get all information about the vehicles involved, as well as the drivers’ names, addresses, telephone numbers, and insurance information. If you are able to do so, make sure you request any witnesses’ names, addresses, and phone numbers. You’ll also want to file an accident report as having a police report about your accident can support your injury claim later.
  4. Reporting an incident to your insurance company too late. You need to let your insurer know about an accident, usually within 24 hours, regardless of who was to blame and even if you don’t want to make a claim. The other driver could make a claim against you, so it’s best to let your insurer know your side of the story first. Document the scene as well as you can. Take photographs of all vehicles involved, any injuries suffered, and the accident location. Also, take pictures of the possible contributing factors to the accident, such as beer bottles lying around, or traffic signs obscured by tree branches.
  5. Believing you can handle the claim without a lawyer. You may think you can handle your claim without using a lawyer. After all, you will get to keep every penny you recover if you handle the settlement directly with the at-fault party’s insurer. The truth is that insurance companies have strategies they employ to reduce the value of your settlement or perhaps avoid paying you at all. Hiring a lawyer will help you maximize your compensation. If you have a lawyer fighting for your rights, you can often still receive more money after paying the lawyer’s fees. Your lawyer will also handle the bulk of your claim so you can focus on your recovery. They can provide the following services: Handling complex claims, fighting claims denials, negotiating on your behalf and advocating for your interests.

Source: The Fitch Law Firm

Article by Black Car News

Black Car News provides breaking news, editorial, and information to drivers, owners, and other key players in the New York City for-hire vehicle industry.

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