Front of black car get damaged by accident on the road

This month, we wanted to remind our readers about the dangers of speeding and the importance of taking photos in the event of an accident.

Speed Kills

For the safety of you and your passengers, and to avoid expensive traffic tickets, ALWAYS obey the posted speed limit.

  • Familiarize yourself with the speed limits and traffic laws of the areas where you most frequently drive.
  • Always keep an eye out for other drivers speeding or driving recklessly. Be prepared to take defensive and evasive actions should you observe one.
  • Frequent rear- and side-view mirror checks will alert you to a speeding vehicle and allow you to signal and move out of the way.
  • The faster a vehicle is traveling, the greater the risk of a fatality or serious injury in an accident.
  • Speeding and unsafe lane changing not only cause accidents but road rage incidents.
  • Speeding violations can add points to your driver’s license.
  • Drivers with a history of excessive speeding violations may face increased insurance rates or have their policy cancelled.
  • TLC-regulated drivers who speed in NYC with passengers in their vehicles often receive customer complaints or are reported to the TLC.
  • Drivers delayed in traffic en route to a dispatched call should notify the passenger or base and not speed to compensate for being late. Simply stated: DO NOT SPEED and AVOID THOSE WHO ARE SPEEDING.

Always Try to Take Photos in the Event of an Accident

To avoid issues down the line, please heed the following tips if you are involved in an accident. This will assist your insurance company in providing the best possible defense on a claim when they are searching for details on social media.

  • If the accident involves a pedestrian or bicyclist, discreetly try to obtain a photo of them.
  • Attempt to discreetly obtain a photo of any passengers in your vehicle, if you are involved in an accident.
  • Discreetly try to obtain photos of drivers and passengers of any other vehicle involved in an accident, regardless of how minor the incident may seem.
  • Your phone can be used to take photos without others knowing they are being photographed – but always use your judgement and do not attempt to take photos of anyone acting aggressively or who you may perceive as a threat. Your safety is the top priority but in the aftermath of most accidents, most people will not be watching you, so try to get a photo.
Article by Bertram Merling

Bertram Merling is the Loss Control Coordinator for the Hereford Insurance Company.

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