As the end of 2023 rapidly approaches, it’s more important than ever to get your personal finances, your business and your health in order. Don’t wait: Start organizing everything your accountant will need to get the best possible results come tax season. Reach out to your insurance agent sooner than later to find out if there is anything you can do to lower your rates, and to make sure you don’t wind up with an expensive surprise when it’s renewal time. And make sure you’re getting the most out of the vehicle you’re operating, whether that means transitioning to a more cost-effective model or preparing the one you drive for the winter months ahead. The last thing anyone needs is an unexpected, catastrophic expense.
Nothing wrecks a business plan or a financial forecast like a costly surprise… especially if you’re already operating close to the bone. If there’s one thing we know for sure about 2024, it’s that NO ONE knows how congestion pricing and the launch of a massive (albeit gradual and measured) transition to electric vehicles will impact our industry.
With so many factors up in the air, it’s also more important than ever to start looking after yourself and making sure you’re taking advantage of every health and wellness benefit available to you. In a city as crowded as New York, in an industry where you’re in such close contact with so many different people in a confined space, the risk of illness is significant. So, get your checkups (health, vision, etc.) and whatever vaccines your doctor recommends.
If you’re feeling stressed and overwhelmed, seek help immediately. There is no shame in asking for advice from professionals, and there are multiple free options available to you. You can even speak to someone from the privacy of your own home.
I know life on the road can complicate efforts to eat healthier but at least try, whenever possible, and make sure you stay hydrated. It’s also essential to develop consistent sleep patterns and to start exercising – whether it’s walking (or jogging), yoga, martial arts, weightlifting, or just occasionally relieving stress by hitting a punching bag.
Don’t wait for New Year’s resolutions. They’re BULLS**T. Nearly 40% of the adults in this country make them, and only 9% of those people actually stick to them for any extended period of time; 23% quit in the first week, and only 36% make it past the first month.
There are big changes coming to this industry, and a crazy number of variables that could affect your financial future. Taking steps to get your business, your personal finances and your health in order could save you a pile of money and untold heartache. There is a tremendous amount of stress baked into this industry, don’t let avoidable mistakes create more for you.
If there is any way that I can help direct you to a professional who understands our industry – whether it’s regarding your finances or your health – please don’t hesitate to reach out to me via email atneil@blackcarnews.com or phone at (856) 751-0656.
